With Help to Buy – Wales, first time buyers and existing homeowners in Wales can purchase a new home with just 5% deposit and a shared equity loan of up to 20% of the cost of a new build home up to the value of £300,000.
5% Deposit
With a little as 5% deposit to buy a new home with Help to Buy, it’s easier to get onto the property ladder.
20% Government loan
The Government will provide an interest free* Help to Buy: equity loan of up to 20% of the value of your property.
75% Mortgage
You’ll need to secure a 75% mortgage to buy your Help to Buy home in Wales.
First time buyers
With Help to Buy, you’ll only need a low 5% deposit to get a mortgage, so you can stop saving and buy your first home sooner than you thought you could. Existing home owners.
If you already own a home but need more space, you can use Help to Buy to buy a bigger home for your family, because you only need 5% deposit to move up the ladder.
